Insurance Built
for Engraving
Businesses
Whether you run a laser engraving studio, trophy shop, or metal engraving operation — we have specialized coverage that actually fits your business risks.
20+
Years in Business
1,800+
Engravers Insured
$31M+
Claims Paid
50
States Licensed
Every Coverage Your Engraving Business Needs
From protecting your $50,000 laser engraver to covering a client lawsuit over a mis-engraved batch — we have the niche expertise to build the right policy.
General Liability
Core protection against third-party claims
Protects your engraving business when a client claims your work caused property damage, or a visitor is injured at your shop. Essential for every engraver.
Equipment & Machinery
Laser engravers, CNC machines, rotary tools
Your laser engraver alone can cost $10,000–$100,000+. Equipment breakdown and inland marine coverage keeps you operating when machines fail or are damaged.
Product Liability
Coverage for your finished engraved goods
If an engraved product you create causes harm — a trophy that breaks, a personalized item with an error — product liability protects you from lawsuits and settlements.
Workers Compensation
Protect your employees from workplace injuries
Laser exposure, chemical fumes, repetitive strain — engraving carries real occupational risks. Workers comp is required in most states and covers medical bills and lost wages.
Commercial Property
Your shop, inventory, and materials
Fire, theft, vandalism, or burst pipes can destroy your shop and inventory overnight. Commercial property insurance covers your building, equipment, and materials.
Commercial Auto
Delivery and service vehicle coverage
Whether you deliver engraved signage, trophies, or do on-site installations, your personal auto policy won't cover business use. Commercial auto fills that gap.
We Know the Engraving Industry
Generic business insurance agents don't understand the difference between a CO2 laser and a fiber laser, or why "completed operations" matters differently for a personalized gift shop vs. an industrial engraver. We do.
Former Contractor Experience
Our founder Josh Cotner understands small business risk firsthand. 20+ years insuring specialty trades.
Quotes in 24 Hours
Most competitors take 5–7 business days. We move fast because we know the niche.
Niche-Accurate Policies
We write policies that cover laser fume exposure, engraving errors, and equipment breakdown — not just generic shop coverage.
Contractors Choice Agency
Licensed in all 50 states
CCA has specialized in niche trade insurance since 2004. We know the engraving industry inside and out — the risks, the equipment, and the clients.
Getting Covered Is Simple
Three steps to a policy that actually fits your engraving business.
Tell Us About Your Shop
Fill out our short quote form — takes under 5 minutes. Tell us about your equipment, employees, revenue, and services.
Get Your Custom Quote
Within 24 hours, we'll present a policy built for engravers — not generic small business coverage with coverage gaps.
Bind & Get Your Certificate
Accept the quote, bind coverage, and receive your certificate of insurance same day. Most clients are covered within 48 hours.
Trusted by Engravers Nationwide
“My $85,000 fiber laser got stolen during a break-in. Engraver Insurance had a check to me in 6 days. Never missed a client deadline. That's why I renew every year without shopping around.”
Derek M.
Precision Laser Works · Nashville, TN
“I've been engraving trophies for 14 years and never found an agent who actually understood our risks until now. They knew exactly what 'completed operations' meant for a personalization shop.”
Carla B.
Trophy Palace & Engraving · Sacramento, CA
“A client sued us over an engraving error on 500 plaques. Our policy covered the replacement cost and the legal fees. Saved my business. Best investment I ever made.”
James W.
Corporate Gifts & Engraving LLC · Columbus, OH
Common Questions About Engraver Insurance
Do I need insurance if I run an engraving business from home?
Yes. Homeowner's policies explicitly exclude business activities. If a client visits your home studio and is injured, or your laser engraver is stolen, your homeowner's policy won't cover it. A commercial general liability and equipment policy is essential even for home-based engravers.
What does equipment breakdown insurance cover for laser engravers?
Equipment breakdown (also called machinery breakdown) covers the cost to repair or replace your laser engraver, CNC machine, or rotary tool if it fails due to a mechanical or electrical breakdown — not just physical damage. This is distinct from a standard property policy and is critical for engravers.
Are laser safety risks covered under general liability?
If a customer or visitor is injured by laser exposure at your shop, general liability typically covers the claim. For employee laser injuries, that falls under workers compensation. We can structure a policy that covers both exposures.
How much does engraver business insurance cost?
Most small engraving shops pay $900–$2,400/year for a bundled policy (general liability + equipment). Larger shops with multiple employees, expensive machinery, or retail foot traffic may pay more. The best way to know is a free quote — we can usually provide one within 24 hours.
Can I get coverage for custom engraved products I sell online?
Yes. Product liability coverage applies whether you sell in a physical storefront, at trade shows, or through an e-commerce site. We cover personalized gifts, corporate awards, custom signage, and other engraved goods sold nationally.
Ready to Protect Your Engraving Business?
Get a free, no-obligation quote within 24 hours. We cover everything from solo laser engravers to multi-location trophy shops across all 50 states.
Or email josh@contractorschoiceagency.com